Worried about your down payment? Don’t be. The Home State Bank 5/6 loan program allows for low or even 100% financing. Qualified borrowers may be eligible to purchase with as little as $1k of their own funds.

Get mortgage rates in the low 5’s, fixed for 5 years with a Home State Bank 5/6 arm mortgage.

Now you can buy with the confidence that your next home is affordable with Home State Banks’ new 5/6 adjustable-rate mortgage program. This adjustable-rate mortgage gives you the ultimate in affordability and convenience. Your rate remains fixed for the first 5 years and rate adjustments are limited after 5 years.

Homeownership just got more affordable!

Call today for details on this amazing loan program. Let Home State Bank help you buy your dream home!


Equal Housing Lender *Annual percentage rate on Home State Banks adjustable-rate mortgage as of June 24, 2022. Borrowers must qualify for the loan program. Lending rates and terms are subject to change without notice.