Home Lending - Blog

MORTGAGE RATES ARE RISING: WHAT YOU NEED TO KNOW…

MORTGAGE RATES ARE RISING: WHAT YOU NEED TO KNOW…

Mortgage rates have doubled since the beginning of the year. This has significantly increased the co…

ZERO DOWN, ZERO STRESS!…

ZERO DOWN, ZERO STRESS!…

Worried about your down payment? Don’t be. The Home State Bank 5/6 loan program allows for low or …

LATE PAYMENTS & CREDIT SCORES…

LATE PAYMENTS & CREDIT SCORES…

Consumers who make late credit payments have no idea how badly their credit scores can be affected o…

Don't Be Afraid to Sell with the Easy Equity Loan!…

Don't Be Afraid to Sell with the Easy Equity Loan!…

With so few homes on the market, finding the right home to buy can be difficult and this has kept ma…

What is a Jumbo Loan?…

What is a Jumbo Loan?…

A jumbo loan is a type of home mortgage that exceeds the limits set by the Federal Housing Finance A…

Mortgage Pre-Approvals: A Quick Guide…

Mortgage Pre-Approvals: A Quick Guide…

What’s the difference between pre-qualification and pre-approval? A pre-qualification is an inform…